:root{
  --navy:#082d61;
  --gold:#d99a18;
  --line:#e7ebf1;
  --n:#082d61;
  --n2:#0b376f;
  --g:#d99a18;
  --gd:#b97908;
  --bg:#f7f9fc;
  --sundial-navy:#082a59;
  --sundial-navy-2:#0b376f;
  --sundial-gold:#d59a1b;
  --sundial-gold-dark:#b77d08;
  --sundial-ink:#10233f;
  --sundial-muted:#5f6d7e;
  --sundial-light:#f7f9fc;
  --sundial-border:#e7ebf1;
}

body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","Microsoft YaHei",sans-serif;color:#17263b}
h1,h2,h3{color:var(--navy);font-weight:800}
.navbar{background:#fff;border-bottom:1px solid #eee}
.brand{font-size:1.8rem;font-weight:800;color:var(--navy);text-decoration:none}
.brand i{color:var(--gold)}
.nav-link{font-weight:600}
.nav-link.active{border-bottom:2px solid var(--gold)}
.btn-gold,.gold{background:var(--gold);border-color:var(--gold);color:#fff;font-weight:700}
.hero{background:linear-gradient(90deg,#fff 0,#fff 55%,#f1f3f6 100%)}
.hero h1{font-size:clamp(2.8rem,5vw,4.8rem);line-height:1.15}
.eyebrow{color:#b97908;font-weight:800}
.hero-img{max-height:590px;max-width:570px;object-fit:contain}
.id-card{background:var(--navy);color:#fff;border-radius:12px;padding:18px 22px;position:absolute;bottom:25px;left:4%;opacity:.96}
.contact-strip{border-block:1px solid var(--line)}
.contact-icon{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:white;font-size:1.25rem}
.wechat{background:#14b83f}
.service{border:1px solid var(--line);border-radius:10px;padding:24px 14px;text-align:center;height:100%;box-shadow:0 6px 18px #1020400d}
.service i{font-size:2.4rem;color:var(--navy)}
.office{width:100%;border-radius:12px}
.stars{color:var(--gold)}
.home-gold-divider{width:100px;height:3px;background:var(--gold)}
.home-id-role{color:#f0aa19;font-weight:700}
.feature-icon-small{width:3rem;height:3rem}
.calculator-section-label{font-size:.8rem;letter-spacing:.1em}
.calculator-summary-label{font-size:.75rem}
.amortization-table-wrap{max-height:500px;overflow-y:auto}
.sticky-results{top:2rem}
.cta{
  background:linear-gradient(105deg,#062c5c,#073c78);
  color:#fff
}

.mortgage-tools-page .cardx{height:100%;display:flex;flex-direction:column;padding:28px;text-decoration:none;color:inherit;border:1px solid var(--line);border-radius:15px;box-shadow:0 7px 25px #122b490e;transition:.2s}
.mortgage-tools-page .cardx:hover{transform:translateY(-5px);box-shadow:0 16px 38px #122b491c}
.mortgage-tools-page .icon{width:66px;height:66px;border-radius:14px;background:var(--n);background-color:#082d61;color:#fff;display:grid;place-items:center;font-size:1.8rem;margin-bottom:24px}
.mortgage-tools-page .cardx small{color:var(--gd);font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.mortgage-tools-page .cardx h2{font-size:1.35rem;margin:7px 0 12px}
.mortgage-tools-page .cardx p{color:#617083;line-height:1.75;flex-grow:1}
.mortgage-tools-page .cardx b{color:var(--n)}
.mortgage-tools-page .help{background:#f7f9fc;border-block:1px solid var(--line)}

.loan-programs-page .quick{background:#fff;border-bottom:1px solid var(--line)}
.loan-programs-page .q{display:flex;gap:11px;align-items:center;text-decoration:none;color:#20334b}
.loan-programs-page .qi{width:43px;height:43px;display:grid;place-items:center;border-radius:10px;background:#f1f5f9;color:var(--n)}
.loan-programs-page .q small{display:block;color:#7a8898}
.loan-programs-page .intro{max-width:780px}
.loan-programs-page .intro p{color:#65758a;line-height:1.8}
.loan-programs-page .pc{height:100%;padding:27px;border:1px solid var(--line);border-radius:15px;box-shadow:0 7px 24px #122b490d;display:flex;flex-direction:column;transition:.2s}
.loan-programs-page .pc:hover{transform:translateY(-4px);box-shadow:0 15px 36px #122b4919}
.loan-programs-page .pi{width:58px;height:58px;border-radius:13px;background:var(--n);color:#fff;display:grid;place-items:center;font-size:1.5rem;margin-bottom:20px}
.loan-programs-page .pc h3{font-size:1.2rem}
.loan-programs-page .pc p{font-size:.9rem;color:#637286;line-height:1.7}
.loan-programs-page .pc ul{list-style:none;padding:0;margin-bottom:20px}
.loan-programs-page .pc li{font-size:.82rem;color:#526277;margin:7px 0}
.loan-programs-page .pc li i{color:#26765b;margin-right:7px}
.loan-programs-page .pc a{margin-top:auto;color:var(--n);font-weight:800;text-decoration:none;font-size:.87rem}
.loan-programs-page .guide{background:var(--bg);border-block:1px solid var(--line)}
.loan-programs-page .choice{height:100%;background:#fff;border:1px solid var(--line);border-radius:13px;padding:22px}
.loan-programs-page .choice i{font-size:1.5rem;color:var(--g)}
.loan-programs-page .choice h3{font-size:1.03rem;margin-top:12px}
.loan-programs-page .choice p{font-size:.85rem;color:#68778a}
.loan-programs-page .advisor{background:linear-gradient(110deg,var(--n),var(--n2));color:#fff}
.loan-programs-page .advisor h2{color:#fff}
.loan-programs-page .advisor p{color:#c8d6e7;line-height:1.8}
.loan-programs-page .abox{padding:22px;border:1px solid #ffffff25;border-radius:14px;background:#ffffff12}
.loan-programs-page .abox i{color:#f3b83d}
.loan-programs-page .city{display:inline-block;padding:7px 12px;margin:3px;border:1px solid var(--line);border-radius:20px;background:#fff;color:#59697c;font-size:.8rem}
.loan-programs-page footer{background:#052857;color:#fff}
.loan-programs-page .legal{font-size:.79rem;color:#6b7786}

body.en-home-page{color:var(--sundial-ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#fff}
.en-home-page h1,.en-home-page h2,.en-home-page h3,.en-home-page h4,.en-home-page .serif{font-family:Georgia,"Times New Roman",serif;color:var(--sundial-navy)}
.en-home-page .navbar{background:rgba(255,255,255,.97);border-bottom:1px solid rgba(0,0,0,.04);backdrop-filter:blur(8px)}
.en-home-page .brand-logo{width:180px;height:64px;object-fit:contain;object-position:left center}
.en-home-page .nav-link{color:#1e2d43;font-weight:500;position:relative}
.en-home-page .nav-link:hover,.en-home-page .nav-link.active{color:var(--sundial-navy)}
.en-home-page .nav-link.active::after{content:"";position:absolute;left:.5rem;right:.5rem;bottom:.1rem;height:2px;background:var(--sundial-gold)}
.en-home-page .btn-gold{background:var(--sundial-gold);border-color:var(--sundial-gold);color:#fff;font-weight:700}
.en-home-page .btn-gold:hover{background:var(--sundial-gold-dark);border-color:var(--sundial-gold-dark);color:#fff}
.en-home-page .btn-outline-navy{border-color:var(--sundial-navy);color:var(--sundial-navy);font-weight:700}
.en-home-page .btn-outline-navy:hover{background:var(--sundial-navy);color:#fff}
.en-home-page .hero{position:relative;overflow:hidden;background:radial-gradient(circle at 85% 30%,rgba(213,154,27,.10),transparent 25%),linear-gradient(90deg,#fff 0%,#fff 58%,#f5f7fa 100%)}
.en-home-page .eyebrow{color:var(--sundial-gold-dark);font-weight:800;letter-spacing:.04em;text-transform:uppercase}
.en-home-page .hero-title{font-size:clamp(2.7rem,5.2vw,5.3rem);line-height:.99;letter-spacing:-.035em;max-width:760px}
.en-home-page .hero-copy{color:#26384f;max-width:660px;font-size:1.15rem;line-height:1.7}
.en-home-page .gold-rule{width:170px;height:2px;background:linear-gradient(90deg,var(--sundial-gold),transparent)}
.en-home-page .hero-photo-wrap{position:relative;min-height:650px;display:flex;align-items:end;justify-content:center}
.en-home-page .hero-photo{width:min(100%,620px);object-fit:contain;object-position:bottom center;display:block;filter:drop-shadow(0 20px 35px rgba(7,38,82,.12))}
.en-home-page .name-card{position:absolute;left:9%;bottom:34px;width:min(340px,82%);background:rgba(8,42,89,.95);color:#fff;border:1px solid rgba(255,255,255,.2);border-radius:14px;box-shadow:0 16px 40px rgba(6,31,65,.25)}
.en-home-page .check-item{font-weight:600;color:#1e2d43}
.en-home-page .check-item i{color:var(--sundial-gold)}
.en-home-page .contact-mini{color:#23344c;font-weight:600}
.en-home-page .contact-mini i{color:var(--sundial-navy)}
.en-home-page .section-title{font-size:clamp(2rem,3.2vw,3.25rem);letter-spacing:-.02em}
.en-home-page .service-card{border:1px solid var(--sundial-border);border-radius:14px;height:100%;background:#fff;box-shadow:0 8px 26px rgba(28,50,80,.06);transition:.2s ease}
.en-home-page .service-card:hover{transform:translateY(-4px);box-shadow:0 14px 32px rgba(28,50,80,.10)}
.en-home-page .service-icon{width:56px;height:56px;display:grid;place-items:center;margin:0 auto 1rem;border-radius:14px;background:rgba(8,42,89,.06);color:var(--sundial-navy);font-size:2rem}
.en-home-page .about-photo{border-radius:18px;overflow:hidden;background:#f2f3f5;box-shadow:0 12px 40px rgba(25,44,68,.08)}
.en-home-page .about-photo img{width:100%;display:block;object-fit:cover;aspect-ratio:4 / 4.25;object-position:center 30%}
.en-home-page .testimonial{height:100%;padding:1.25rem;border-right:1px solid var(--sundial-border)}
.en-home-page .testimonial:last-child{border-right:0}
.en-home-page .stars{color:var(--sundial-gold);letter-spacing:.08em}
.cta-band{background:linear-gradient(110deg,var(--sundial-navy),#0b417e);color:#fff}
.cta-band h2,.en-home-page .cta-band h3{color:#fff}
 footer{background:#fff;font-size:.9rem;color:#5e6877}
.mini-badge{display:inline-flex;align-items:center;gap:.5rem;padding:.55rem .85rem;border:1px solid var(--sundial-border);border-radius:999px;background:#fff;color:#26384f;font-weight:600}
.en-home-role{color:#f3b426}
.en-home-short-rule{width:48px;height:2px;background:var(--sundial-gold)}
.en-home-icon-gold{color:var(--sundial-gold)}
.en-home-rule-narrow{width:42px}

.qr-mini {
  max-width: 64px;
  max-height: 64px; 
  object-fit: contain;
}
.qr {
  max-width: 240px;
  max-height: 240px; 
  object-fit: contain;
}



@media (max-width:991.98px){
  .en-home-page .hero{background:#fff}
  .en-home-page .hero-photo-wrap{min-height:auto;margin-top:2rem}
  .en-home-page .hero-photo{max-width:560px}
  .en-home-page .name-card{left:50%;transform:translateX(-50%);bottom:20px}
  .en-home-page .testimonial{border-right:0;border-bottom:1px solid var(--sundial-border)}
  .en-home-page .testimonial:last-child{border-bottom:0}
}

@media (max-width:575.98px){
  .en-home-page .brand-logo{width:145px;height:54px}
  .en-home-page .hero-title{font-size:2.8rem}
  .en-home-page .hero-copy{font-size:1rem}
  .en-home-page .hero-photo{max-width:430px}
  .en-home-page .name-card{position:static;transform:none;width:100%;margin-top:-10px}
}